Collect smarter, not harder
The leading machine learning recovery platform for the collections industry that provides a digital self-service, consumer-friendly experience.
Digitally transform your collections
Paydit automates the entire collections process, from settlement, negotiating terms to payment, tracking, and analytics.
Recover faster with an intelligent machine learning collection platform that optimizes consumer engagement to deliver results
The journey is customized to fit each consumer to ensure they get the right message at the right time for them
The machine follows TCPA, FDCPA, EAPO, and other local regulations to ensure audittable consumer interactions
Customize your consumer journey
We use data to drive adjustments that will improve collections. We optimize the number of installments, payment schedule, billing frequency, payment options and more to work with the consumer to deliver the best results
24/7 - the agent that never sleeps
A digital self-service platform that is available at all hours, guaranteeing consumers a convenient, no-pressure experience that is stress-free and accessible at a time and device that suits them
Sign agreements securely online
We take care of all the signed agreements needed for the consumer to repay their balance; Settlement Agreements, Regulation E Discolusire and other required legal paperwork
Frictionless payment options
The consumer has the control to engage with the platform and resolve their balance in a way that works for them and for you, it’s a win-win
Pay in full
The consumer can pay the balance in full, and has the option to do so immediately or over time in a set number of installments
Negotiate to pay less
The consumer can negotiate to pay less and can agree to settle with a plan to pay a percentage of the balance that gives them the flexibility to resolve their repayments
Paydit can be used on all stages of the collections process, allowing consumers to negotiate plans for a portion of balances based on their financial capabilities
Empower consumers to track their progress
Each time a consumer accepts their repayments, an account summary page is created for every consumer, allowing them to track the status of their payment plans and stay informed through reminders until the balance is settled
The help to make data driven decisions
Evaluate campaign performance and debtor activities with powerful in-built reports. It’s no wonder why our platform collects 10X more than commission-paid agents.